Attention homeowners in Dallas and Dallas County: Get an Appraisal today!See the top reasons Texas homeowners call on MacDonald Residential Appraisal:
At MacDonald Residential Appraisal, we understand the individual needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. But as a consumer, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings. For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value conclusion than yours.Challenge a property tax assessmentYour local tax assessor may have your home overvalued if you live in a local area that's going down or is not appreciating as much as other houses close by. This means you're most likely paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from MacDonald Residential Appraisal is your #1 weapon when contesting your property tax assessment.PMI Removal AppraisalsA fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. MacDonald Residential Appraisal is experienced in helping people just like you dismiss unwanted PMI insurance.HELOC recently frozen?Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be difficult and inconvenient from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. MacDonald Residential Appraisal can help you reinstate your HELOC.Need Field and Desktop Appraisal Review Services?Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for precision? MacDonald Residential Appraisal offers field reviews where we go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property. |